Question : Assertion (A): Rural banking has always given small and marginal farmers' lending needs less consideration.
Reason (R): Farmers on the margins are more creditworthy.
Option 1: Both Assertion (A) and Reason (R) are true and Reason (R) is the correct explanation of Assertion (A).
Option 2: Both Assertion (A) and Reason (R) are true and Reason (R) is not the correct explanation of Assertion (A).
Option 3: Assertion (A) is true but Reason (R) is False
Option 4: Assertion (A) is False but Reason (R) is true.
Correct Answer: Assertion (A) is true but Reason (R) is False
Solution :
Small and marginal farmers' financing needs have always received less attention from rural banking.
The demands of small and marginal farmers have not been met by rural lending organizations or their programs.
The Benefits of rural banking are mostly enjoyed by the rich farmers.
Hence option c is the correct answer.