Hye Verma,

All the three institutes are asking for a minimum of 50% in graduation. So it is not possible for you to apply.
However, you have a good score in MAT. If you are serious about these institutions you may contact them directly through call, if that doesn't work. You should get help from one of the counseling centers (middlemen) they will make it done for you.
But even if you manage to get in these universities you may face a little difficulty at the time of campus selections be ready for it.

Good luck.

Okay so the percentage you scored during your graduation is quite low so it may affect you during the whole admission procedure and you have to be prepared with a good explanation if you go for an interview. You may get get admitted to christ college, bangalore but the only hurdle is your percentage. For welingkar you need to appear for CAT,XAT,SNAP or MHCET. For XIME, bangalore you need to appear for xat.

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