Here are the undergraduate (UG) courses you can apply for at H.R. College of Commerce and Economics if you have not taken Mathematics in 11th and 12th standards:

B.Com (Bachelor of Commerce)

- General: This program covers fundamental commerce subjects like accounting, economics, business law, and management. Mathematics is not a mandatory requirement for admission.

BMS (Bachelor of Management Studies)

- This course aims to develop management skills in various business areas such as finance, marketing, human resources, and operations. Typically, it does not require mathematics as a prerequisite.

BAF (Bachelor of Commerce in Accounting and Finance)

- This program focuses on specialized areas of accounting and finance. It generally does not require mathematics at the higher secondary level.

BBI (Bachelor of Commerce in Banking and Insurance)

- Covers subjects related to banking, insurance, finance, and investment. Mathematics is not typically a requirement for this course.

BFM (Bachelor of Commerce in Financial Markets)

- Concentrates on financial markets, stock markets, and related areas. Mathematics is not usually a prerequisite for this course.