Hello dear aspirant

Hope you’re doing well

As you said your aggregate percentage of 12th is 95%. Then it wont be difficult for you to get admission in above mentioned universities.
Universities usually deduct 2.5% from total aggregate if a person changes their stream. So let’s say yout percentage will become around 92.5%
with this you can get admission in DU in BA honours philosophy, history, sociology and other subjects under 3-4th cut off.
and same is the case for panjab university and BHU.
so, there’s not much need to worry

Kindly keep checking the cut offs of colleges regularly.

You can use the below attached link to predict your college for DU

https://university.careers360.com/delhi-university-college-predictor?utm_soource=qna&utm_medium=du_cp

Hope this helps

Good luck