Hello Pooja. It seems you are interested in getting admission to MBBS at KPC Medical College and Hospital, Jadavpur. The overall fee structure for KPC Medical College and Hospital for pursuing MBBS is INR 8.37 lakhs (via Government Quota/State Quota) and INR 34.10 lakhs (via Management Quota). In other words, fees for first year of MBBS is around INR 2,41,000 via State Quota.

You mentioned your expected marks is 395 out of 720 but you didn't mention your category so, I assume you belong to General category.  Based on your marks, your overall percentile ends up around 87.16 - 87.66 and your AIR may end up somewhere around 193797 - 225947 considering difficulty of the paper to be moderate.

As per previous years' data, you have low chance to get admission at KPC Medical College and Hospital as your expected marks is not up to the par.

In 2020, NEET UG Cutoff AIR via West Bengal MBBS/BDS Counselling was 34168 (for General candidates) .

If you want to know cutoff trends in KPC Medical College and Hospital, consider visiting this page:

https://dqxeclau.top/colleges/kpc-medical-college-and-hospital-jadavpur/cut-off

To know more about the cutoff trends in West Bengal for NEET UG based on previous years' data, consider referring to this article:

https://medicine.careers360.com/articles/neet-cutoff-west-bengal

To know more about NEET UG overall Cutoff trends, follow this article:

https://medicine.careers360.com/articles/neet-cut-off

To know his admission chances in medical/dental colleges with NEET Score, to get a personalized report with Top MBBS & B.D.S Colleges and to check course & counselling wise cut-offs of NEET for various state quotas, caste groups etc., I encourage you to use NEET UG 2021 College Predictor or share this tool with the candidate:

https://medicine.careers360.com/neet-college-predictor?utm_source=qna&utm_medium=neet_rp

To answer your query, I should say booking for hostel and paying hostel fees is not optional and one should opt for hostel only if he/she stays further away from the campus or if the daily journey appears to be tedious and exhausting.

I hope you find this information helpful. I wish you all the best for your future and career.

Thank you.